‘Sharia fintech’: Startups race to tap Indonesia growth by aligning with Islam – Finance – Hardware

Like hundreds of thousands of other Indonesians, Gandi Iswara had for yrs carried a wad of forex notes for dropping into donation packing containers immediately after prayers at mosques in suburban Jakarta.

From late final calendar year, although, the 35-calendar year-previous engineer switched to a more handy choice: whipping out his mobile cell phone, firing up a electronic payment application from Google-backed GoPay and tapping the QR code stickers that are now affixed to the packing containers.

His electronic conversion took some time, as Iswara in the beginning held the check out that all benefits and discounts provided by e-wallets conflicted with Islam.

“At initially, I imagined e-wallets resulted in usury, which is forbidden by Islam. But immediately after a when I located them handy in day by day lifestyle,” he reported.

Winning more than conservative Muslims like Iswara in the world’s most populous Muslim-the greater part country is both

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Canva Uncovered: How A Young Australian Kitesurfer Built A $3.2 Billion (Profitable!) Startup Phenom

On a steamy May morning in 2013, Canva CEO Melanie Perkins found herself adrift on a kiteboard in the channel between billionaire Richard Branson’s private Necker and Moskito islands. Her 30-foot sail floating deflated and useless beside her in the strong eastern Caribbean current, the 26-year-old entrepreneur waited for hours to be rescued. As she treaded water, her left leg scarred by a past collision with a coral reef, she reminded herself that her dangerous new hobby was worth it. After all, it was key to the fundraising strategy for the design-software startup she’d cofounded with her boyfriend six years before. Canva was based in Australia, thousands of miles from tech’s Silicon Valley power corridor. Getting a meeting—much less funding—was proving tough. Perkins heard “no” from more than 100 investors. So when she met the organizer… Read More